With First Savings Bank you will always get customized banking services and innovative products in our branches, online and from your mobile devices. That’s why we offer a variety of checking account options that work specifically with your individual needs. Whether you’re looking for the simple, ease of use checking account or one that includes interest or club features, we’ll help you choose the one that’s perfect for you. Plus with online and mobile access, it’s easier than ever to manage your checking account any time, from anywhere! But don’t forget to stop by your local branch now and then, we always look forward to seeing you. Understanding Overdrafts and Overdraft Protection Plans.