Protect Your Holiday Cheer: 8 Tips for Safe and Secure Holiday Shopping

Nov 19, 2025 | 2 Minute Read

The holiday season is here and so are the scammers. With online sales ramping up and millions of packages hitting doorsteps, fraudsters are working overtime to steal your money and personal information. At First Savings Bank, your security is our priority. Here are practical tips to help you shop safely and protect your finances this season.

  1. Stick to Trusted Websites
  • Type the URL directly instead of clicking links from emails or social media ads. Spoofed sites often lure shoppers with flashy discounts.
  • Look for HTTPS and the padlock icon in your browser before entering payment details.
  • Avoid sites with poor grammar, missing “About” pages, or unclear return policies these are red flags.
  1. Be Skeptical of “Too-Good-To-Be-True” Deals

If a price seems unbelievably low, it probably is. Compare prices across reputable retailers before making a purchase. Scammers often use unrealistic discounts to bait victims.

  1. Protect Your Devices and Accounts
  • Update your software regularly to patch security vulnerabilities.
  • Use strong, unique passwords and enable multi-factor authentication (MFA) wherever possible.
  • Avoid saving payment information on websites. Convenience isn’t worth the risk if a retailer is hacked.
  1. Watch Out for Delivery Scams

Fake delivery notifications are common during the holidays. If you receive an unexpected text or email:

  • Don’t click links or provide personal info.
  • Verify directly with the delivery company using official contact information.
  • Remember: legitimate carriers never ask for payment or sensitive details to complete a delivery.
  1. Monitor Your Accounts Frequently

Check your bank and credit card statements often, especially after making online purchases. Early detection is key to stopping fraud.

  1. Use Secure Payment Methods

Credit cards generally offer strong fraud protection and with your First Savings Bank Debit Card Controls you can:

  • Turn your card on/off instantly.
  • Set transaction limits.
  • Get real-time alerts for suspicious activity.
  1. Avoid Gift Card and Charity Scams
  • Buy gift cards directly from the retailer.
  • Research charities before donating. Use trusted sources like Charity Navigator or BBB Wise Giving Alliance.
  1. Shop on Secure Wi-Fi

Never shop or enter payment details on public Wi-Fi. Use a secure, private connection or a VPN for added protection.

First Savings Bank Can Help!

Bottom Line: Stay vigilant, trust your instincts, and use the tools available to protect your holiday cheer!